20 Nov Shared Equity and the Community Land Trust Model Shared Equity and the Community Land Trust Model Friday, November 20, 2026 (9:00 AM to 11:00 AM) 2 Education Credits EastRise Credit Union, Williston, Vermont Details You're Registered! DescriptionLocationInstructors This class is intended to inform real estate licensees about Champlain Housing Trust's (CHT) Shared Equity program and how it operates within a residential real estate transaction. Participants will gain a clear understanding of the program's purpose and scale, how it maintains permanent affordability, and how shared equity purchases and resales differ from traditional fee-simple sales. The course explains the key program requirements, buyer eligibility standards, pricing and subsidy concepts, financing parameters, lender expectations, and the legal documents (Ground Leases and Housing Subsidy Covenants). Agents can better understand how to support clients who are not yet ready to purchase on the open market. Instructors: Melissa Carter & Sara Shea 2 CE Credits FREE! EastRise Credit Union EastRise Credit Union141 Harvest LaneWilliston, VT 05495 Map & Directions Melissa Carter Melissa Carter is a Homeownership Sales Coordinator with the Champlain Housing Trust (CHT), Vermont's largest community land trust. She works with homebuyers, lenders, attorneys, and real estate professionals to facilitate shared equity homeownership transactions and expand access to affordable housing opportunities. With experience in the community land trust model, Melissa is passionate about helping Realtors understand how shared equity homeownership creates sustainable pathways to homeownership for Vermont households. Melissa is also a licensed real estate agent and spent many years working in a brokerage here in Vermont. Sara Shea Sara Shea is a Homeownership Sales Coordinator with the Champlain Housing Trust (CHT), Vermont's largest community land trust. She works with homebuyers, lenders, attorneys, and real estate professionals to facilitate shared equity homeownership transactions and expand access to affordable housing opportunities. With experience in the community land trust model, Sara is passionate about helping Realtors understand how shared equity homeownership creates sustainable pathways to homeownership for Vermont households.